ZUnclassifiedEIN: 630458217· Ruling Year: 1967

Mobile Educators Credit Union

Mobile, Alabama

B+Health Score
68B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org3.52×
Peer Median15.40×
💰
$4.1M
Total Revenue
📊
$3.2M
Total Expenses
🏦
$11.2M
Net Assets
📋
$97.2M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+27.9%
Year-over-year change (2022 → 2023)
Net Margin
+22.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
3.52
Net assets divided by total expenses
Liabilities-to-Assets
89.7%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,091,49828%$3,174,36819%$108,395,2862%
2022$3,200,19313%$2,671,6173%$110,433,262
2021$2,821,2725%$2,606,3721%$110,627,73911%
2020$2,955,64913%$2,571,4724%$99,931,03216%
2019$3,389,2364%$2,673,4093%$86,399,5831%
2018$3,248,6567%$2,594,3343%$85,519,8653%
2017$3,029,4351%$2,673,153$82,941,8354%
2016$3,053,4322%$2,670,2364%$79,469,3163%
2015$2,992,7192%$2,777,3461%$76,786,5411%
2014$3,040,6373%$2,743,9996%$76,108,5242%
2013$3,144,3988%$2,922,2918%$74,604,9574%
2012$3,421,7954%$3,160,8639%$71,707,3303%
2011$3,554,156$3,476,308$69,368,152

Frequently Asked Questions

What does Mobile Educators Credit Union do?

Mobile Educators Credit Union is a unclassified nonprofit organization based in Alabama. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Mobile Educators Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Mobile Educators Credit Union has a score of 68/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Mobile Educators Credit Union generate?

Mobile Educators Credit Union reports $4.4M in annual revenue and holds $109.1M in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Unclassified category, or browse all nonprofits in Alabama.