Z — UnclassifiedEIN: 630436631· Ruling Year: 1941

Riverfall Credit Union

Tuscaloosa, Alabama

A-Health Score
78A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.92×
Peer Median5.86×
💰
$8.2M
Total Revenue
📊
$7.5M
Total Expenses
🏦
$14.4M
Net Assets
📋
$147.9M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+17.2%
Year-over-year change (2022 → 2023)
Net Margin
+8.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.92
Net assets divided by total expenses
Liabilities-to-Assets
91.1%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$8,173,855↑17%$7,505,001↑26%$162,354,260↑2%
2022$6,975,921↑7%$5,941,360↑8%$159,794,835↓3%
2021$6,496,831↑7%$5,504,255$164,737,507↑8%
2020$6,081,947↑6%$5,496,079↑13%$151,929,371↑20%
2019$5,757,149↑12%$4,883,061↑16%$126,564,995↑6%
2018$5,150,316↑9%$4,214,622↑2%$119,473,574↓1%
2017$4,713,033↑8%$4,142,076$120,083,632
2016$4,377,308↑2%$4,160,153↑10%$119,773,431↑2%
2015$4,284,260↓6%$3,790,806↑5%$117,675,801↓1%
2014$4,548,662↓1%$3,598,042↓7%$119,294,489↑1%
2013$4,594,952↓4%$3,864,759↓7%$118,560,305↑3%
2012$4,795,785↓4%$4,157,978↓6%$115,265,710↑8%
2011$5,013,805$4,446,411$106,775,393

Frequently Asked Questions

What does Riverfall Credit Union do?▼

Riverfall Credit Union is a unclassified nonprofit organization based in Alabama. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Riverfall Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Riverfall Credit Union has a score of 78/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Riverfall Credit Union generate?▼

Riverfall Credit Union reports $10.9M in annual revenue and holds $194.4M in total assets, based on IRS filings.

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