Valley Credit Union
Tuscumbia, Alabama
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Good
How This Organization Compares
Compared to 22 peers in Unclassified with $1M-$10M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $4,170,298↑25% | $3,878,663↑37% | $102,030,791↑6% | |
| 2022 | $3,328,227↑10% | $2,821,472↑8% | $96,274,453↑2% | — |
| 2021 | $3,024,216 | $2,614,213↓8% | $94,382,507↑10% | — |
| 2020 | $3,029,403↓6% | $2,838,207↓3% | $85,610,701↑11% | — |
| 2019 | $3,217,191↑2% | $2,934,793↑3% | $76,954,948↑7% | — |
| 2018 | $3,165,194↑3% | $2,850,364↑4% | $71,773,776↑3% | — |
| 2017 | $3,080,767↑6% | $2,730,277↓1% | $69,690,154↓2% | — |
| 2016 | $2,908,834 | $2,749,867↑6% | $70,756,163↑3% | — |
| 2015 | $2,909,819↓1% | $2,583,177 | $68,868,816↑6% | — |
| 2014 | $2,950,282↑1% | $2,579,732↑6% | $65,155,338↑3% | — |
| 2013 | $2,927,980↓4% | $2,427,929↑1% | $63,233,261↑1% | — |
| 2012 | $3,037,796↓1% | $2,411,727↓4% | $62,845,931↑4% | — |
| 2011 | $3,061,899 | $2,521,198 | $60,478,506 | — |
Frequently Asked Questions
What does Valley Credit Union do?▼
Valley Credit Union is a unclassified nonprofit organization based in Alabama. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is Valley Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, Valley Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does Valley Credit Union generate?▼
Valley Credit Union reports $4.9M in annual revenue and holds $103.2M in total assets, based on IRS filings.
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