Winsouth Credit Union
Gadsden, Alabama
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Good
How This Organization Compares
Compared to 111 peers in Unclassified with $10M-$100M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $23,682,218↑18% | $19,557,797↑17% | $393,632,161↑2% | |
| 2022 | $20,131,767↓4% | $16,720,847↑11% | $385,560,521 | — |
| 2021 | $21,033,823↑52% | $15,051,216↑17% | $384,172,678↑26% | — |
| 2020 | $13,845,071↓6% | $12,912,980↓5% | $304,319,178↑15% | — |
| 2019 | $14,680,069↑5% | $13,653,019↑8% | $264,323,878↑1% | — |
| 2018 | $14,014,223↑5% | $12,611,462↑6% | $261,600,320↑1% | — |
| 2017 | $13,333,374↑3% | $11,874,914↑1% | $259,125,833↑4% | — |
| 2016 | $12,931,274↑1% | $11,706,679↑1% | $249,297,485↑2% | — |
| 2015 | $12,778,807↓1% | $11,611,515↑2% | $243,474,229↑4% | — |
| 2014 | $12,865,856↓3% | $11,401,127↓12% | $233,704,692↑1% | — |
| 2013 | $13,328,651↓10% | $13,019,079↓1% | $231,233,157↓1% | — |
| 2012 | $14,773,784↑5% | $13,186,721↓13% | $233,283,688↓2% | — |
| 2011 | $14,051,818 | $15,161,959 | $238,455,912 | — |
Frequently Asked Questions
What does Winsouth Credit Union do?▼
Winsouth Credit Union is a unclassified nonprofit organization based in Alabama. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is Winsouth Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, Winsouth Credit Union has a score of 71/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does Winsouth Credit Union generate?▼
Winsouth Credit Union reports $26.7M in annual revenue and holds $441.0M in total assets, based on IRS filings.
Similar Organizations
Explore more organizations in the Unclassified category, or browse all nonprofits in Alabama.