ZUnclassifiedEIN: 630148940

Mutual Savings

Hoover, Alabama

B+Health Score
65B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.65×
Peer Median5.86×
💰
$14.0M
Total Revenue
📊
$13.5M
Total Expenses
🏦
$8.7M
Net Assets
📋
$219.3M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+13.8%
Year-over-year change (2022 → 2023)
Net Margin
+3.5%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.65
Net assets divided by total expenses
Liabilities-to-Assets
96.2%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$13,969,34514%$13,482,15723%$228,049,2564%
2022$12,277,48914%$10,984,8049%$218,893,4911%
2021$10,770,1887%$10,121,1783%$217,478,7127%
2020$10,057,70812%$10,403,8735%$202,810,47417%
2019$11,441,7331%$10,920,567$173,442,845
2018$11,531,7111%$10,971,7233%$173,640,6662%
2017$11,644,6352%$11,335,7361%$170,047,6714%
2016$11,381,1559%$11,270,32813%$177,836,1461%
2015$10,435,0219%$10,002,7669%$180,499,70735%
2014$9,612,6435%$9,209,07011%$133,820,2551%
2013$9,158,66119%$10,320,3017%$132,917,62413%
2012$11,303,6407%$11,088,7579%$152,141,6445%
2011$12,196,608$12,221,210$160,389,822

Frequently Asked Questions

What does Mutual Savings do?

Mutual Savings is a unclassified nonprofit organization based in Alabama. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Mutual Savings financially healthy?

Based on our 9-metric Financial Health Score model, Mutual Savings has a score of 65/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Mutual Savings generate?

Mutual Savings reports $17.0M in annual revenue and holds $235.9M in total assets, based on IRS filings.

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