SCommunity Improvement & Capacity BuildingEIN: 521632468· Ruling Year: 1989

Baltimore Community Lending Inc

Baltimore, Maryland

A-Health Score
79A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

💰
$4.9M
Total Revenue
📊
$4.0M
Total Expenses
🏦
$17.2M
Net Assets
📋
$20.1M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
-2.2%
Year-over-year change (2022 → 2023)
Net Margin
+18.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
4.32
Net assets divided by total expenses
Liabilities-to-Assets
54.0%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,865,3832%$3,975,55553%$37,305,56515%
2022$4,977,11919%$2,590,91526%$32,545,90018%
2021$4,188,94678%$3,499,32061%$27,611,13414%
2020$2,349,98151%$2,178,83634%$24,218,00418%
2019$1,554,88612%$1,627,14623%$20,439,1568%
2018$1,387,58715%$1,323,5959%$18,872,2975%
2017$1,204,73535%$1,448,24214%$17,889,9251%
2016$889,49317%$1,267,69986%$17,788,2693%
2015$1,065,44751%$681,38020%$18,341,709
2014$2,184,13746%$852,00019%$18,369,4555%
2013$1,491,48338%$1,047,1486%$17,446,83714%
2012$1,079,02028%$989,85218%$15,293,64537%
2011$1,508,764$1,199,959$24,464,123

Frequently Asked Questions

What does Baltimore Community Lending Inc do?

Baltimore Community Lending Inc is a community improvement & capacity building nonprofit organization based in Maryland. It is classified under NTEE code S310 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Baltimore Community Lending Inc financially healthy?

Based on our 9-metric Financial Health Score model, Baltimore Community Lending Inc has a score of 79/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Baltimore Community Lending Inc generate?

Baltimore Community Lending Inc reports $6.4M in annual revenue and holds $40.4M in total assets, based on IRS filings.

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