ZUnclassifiedEIN: 521564792· Ruling Year: 1989

Ray Of Hope Inc

Cumberland, Maryland

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.49×
Peer Median15.40×
💰
$5.2M
Total Revenue
📊
$4.6M
Total Expenses
🏦
$2.2M
Net Assets
📋
$502K
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+15.2%
Year-over-year change (2023 → 2024)
Net Margin
+11.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.49
Net assets divided by total expenses
Liabilities-to-Assets
18.4%
Total liabilities as % of total assets

Filing History

14 filings on record
YearRevenueExpensesAssets
2024$5,183,90315%$4,575,58713%$2,733,44320%
2023$4,499,27812%$4,041,787$3,419,150103%
2022$4,031,28919%$4,060,6021%$1,687,91210%
2021$4,959,61022%$4,086,1997%$1,885,00216%
2020$4,061,4452%$4,388,3693%$1,625,18638%
2019$4,149,8405%$4,245,0862%$1,175,2782%
2018$3,937,7883%$4,148,3242%$1,198,22621%
2017$4,053,0907%$4,219,4354%$1,512,21211%
2016$4,339,8471%$4,381,6831%$1,701,6078%
2015$4,398,6591%$4,333,14810%$1,855,8791%
2014$4,339,1313%$3,952,0443%$1,873,90819%
2013$4,213,0691%$4,094,2622%$1,573,44810%
2012$4,183,41212%$4,031,99611%$1,436,78238%
2011$3,719,044$3,633,110$2,322,759

Frequently Asked Questions

What does Ray Of Hope Inc do?

Ray Of Hope Inc is a unclassified nonprofit organization based in Maryland. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Ray Of Hope Inc financially healthy?

Based on our 9-metric Financial Health Score model, Ray Of Hope Inc has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Ray Of Hope Inc generate?

Ray Of Hope Inc reports $5.4M in annual revenue and holds $3.4M in total assets, based on IRS filings.

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