ZUnclassifiedEIN: 520679182· Ruling Year: 1998

Central Credit Union Of Maryland

Towson, Maryland

A-Health Score
82A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org22.94×
Peer Median15.40×
💰
$2.3M
Total Revenue
📊
$1.9M
Total Expenses
🏦
$43.4M
Net Assets
📋
$214K
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+35.5%
Year-over-year change (2022 → 2023)
Net Margin
+16.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
22.94
Net assets divided by total expenses
Liabilities-to-Assets
0.5%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$2,254,65035%$1,890,44813%$43,588,4846%
2022$1,664,11622%$1,679,6819%$46,215,5141%
2021$1,364,88912%$1,544,931$46,859,6897%
2020$1,543,56518%$1,543,4747%$43,987,59214%
2019$1,875,6093%$1,662,6401%$38,495,9983%
2018$1,941,22522%$1,640,37819%$39,619,9035%
2017$1,586,28160%$2,020,882103%$41,595,264102%
2016$993,53412%$993,17112%$20,611,137
2015$1,126,1152%$1,123,14125%$20,698,6971%
2014$1,152,3512%$1,491,93827%$20,436,2103%
2013$1,174,2407%$1,174,1907%$20,982,526
2012$1,256,7867%$1,256,2455%$20,998,6104%
2011$1,350,737$1,324,040$20,244,923

Frequently Asked Questions

What does Central Credit Union Of Maryland do?

Central Credit Union Of Maryland is a unclassified nonprofit organization based in Maryland. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Central Credit Union Of Maryland financially healthy?

Based on our 9-metric Financial Health Score model, Central Credit Union Of Maryland has a score of 82/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Central Credit Union Of Maryland generate?

Central Credit Union Of Maryland reports $2.3M in annual revenue and holds $42.3M in total assets, based on IRS filings.

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