ZUnclassifiedEIN: 130816700· Ruling Year: 1987

Bywater Mutual Homes Inc

Annapolis, Maryland

B+Health Score
66B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.31×
Peer Median15.40×
💰
$3.6M
Total Revenue
📊
$3.3M
Total Expenses
🏦
$4.3M
Net Assets
📋
$7.9M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+4.3%
Year-over-year change (2022 → 2023)
Net Margin
+7.8%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.31
Net assets divided by total expenses
Liabilities-to-Assets
64.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$3,599,7524%$3,317,9531%$12,268,7502%
2022$3,450,4714%$3,359,9585%$12,033,4151%
2021$3,595,2303%$3,213,3655%$12,107,1071%
2020$3,494,0312%$3,071,9978%$11,961,6895%
2019$3,580,1658%$3,341,86712%$11,437,8111%
2018$3,329,376$2,981,1381%$11,378,4952%
2017$3,339,7594%$3,003,5227%$11,207,15820%
2016$3,224,152$3,243,91014%$9,347,2253%
2015$3,217,350$3,770,95318%$9,649,1156%
2014$3,229,7391%$3,184,0826%$10,246,267
2013$3,268,9093%$2,999,2861%$10,282,689
2012$3,373,6131%$2,960,4501%$10,247,9311%
2011$3,395,308$2,919,009$10,169,184

Frequently Asked Questions

What does Bywater Mutual Homes Inc do?

Bywater Mutual Homes Inc is a unclassified nonprofit organization based in Maryland. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Bywater Mutual Homes Inc financially healthy?

Based on our 9-metric Financial Health Score model, Bywater Mutual Homes Inc has a score of 66/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Bywater Mutual Homes Inc generate?

Bywater Mutual Homes Inc reports $4.1M in annual revenue and holds $12.3M in total assets, based on IRS filings.

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