ZUnclassifiedEIN: 951679662· Ruling Year: 1979

First City Credit Union

Altadena, California

BHealth Score
64B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.80×
Peer Median5.86×
💰
$38.1M
Total Revenue
📊
$30.5M
Total Expenses
🏦
$55.0M
Net Assets
📋
$851.6M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+31.1%
Year-over-year change (2022 → 2023)
Net Margin
+19.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.80
Net assets divided by total expenses
Liabilities-to-Assets
93.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$38,120,64131%$30,541,29233%$906,616,4222%
2022$29,074,21026%$22,924,05414%$886,615,7775%
2021$39,387,24644%$20,132,97316%$929,815,68011%
2020$27,272,1338%$23,993,4395%$838,293,49620%
2019$29,755,3744%$22,890,5544%$699,529,8734%
2018$28,559,39111%$23,835,8097%$674,690,0554%
2017$25,642,55812%$22,311,8118%$649,580,3677%
2016$22,828,4429%$20,631,81112%$606,855,8938%
2015$21,003,1435%$18,387,3691%$562,095,5927%
2014$19,971,9681%$18,270,2834%$527,643,4186%
2013$20,080,0236%$17,539,4115%$499,994,3903%
2012$21,443,8816%$18,510,6112%$486,859,2765%
2011$22,842,027$18,803,897$463,378,262

Frequently Asked Questions

What does First City Credit Union do?

First City Credit Union is a unclassified nonprofit organization based in California. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is First City Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, First City Credit Union has a score of 64/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does First City Credit Union generate?

First City Credit Union reports $41.4M in annual revenue and holds $888.0M in total assets, based on IRS filings.

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