My Point Credit Union
San Diego, California
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Good
How This Organization Compares
Compared to 111 peers in Unclassified with $10M-$100M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $28,485,147↑16% | $27,626,695↑24% | $657,682,402↓4% | — |
| 2022 | $24,561,685↑9% | $22,218,127↑10% | $686,854,759↑1% | — |
| 2021 | $22,582,888↓14% | $20,134,258↓8% | $682,208,293↑10% | — |
| 2020 | $26,409,274↑12% | $21,933,044↓1% | $619,243,793↑17% | — |
| 2019 | $23,646,383↑4% | $22,257,482↑10% | $527,832,346↑7% | — |
| 2018 | $22,767,803↑6% | $20,156,111↑6% | $495,013,898 | — |
| 2017 | $21,456,187↑8% | $19,057,791↑15% | $495,469,345↑3% | — |
| 2016 | $19,944,202↑9% | $16,567,830↑4% | $478,909,142↑6% | — |
| 2015 | $18,259,420↑3% | $15,952,450↑4% | $453,667,561↑4% | — |
| 2014 | $17,678,251↓4% | $15,379,344↓11% | $437,072,884 | — |
| 2013 | $18,338,388↓11% | $17,341,278↓7% | $436,888,761↓1% | — |
| 2012 | $20,622,524↓11% | $18,556,896↓29% | $439,495,029↓1% | — |
| 2011 | $23,104,760 | $26,266,745 | $442,196,449 | — |
Frequently Asked Questions
What does My Point Credit Union do?▼
My Point Credit Union is a unclassified nonprofit organization based in California. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is My Point Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, My Point Credit Union has a score of 66/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does My Point Credit Union generate?▼
My Point Credit Union reports $30.7M in annual revenue and holds $650.9M in total assets, based on IRS filings.
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