Merco Credit Union
Merced, California
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Good
How This Organization Compares
Compared to 111 peers in Unclassified with $10M-$100M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $9,975,258↑27% | $9,175,552↑33% | $185,546,712↑6% | — |
| 2022 | $7,877,946↑3% | $6,906,965↑41% | $174,840,743↑5% | — |
| 2021 | $7,644,762↑35% | $4,910,468↓6% | $166,465,181↑16% | — |
| 2020 | $5,654,431↓6% | $5,243,841↑4% | $143,567,580↑21% | — |
| 2019 | $6,034,085↑8% | $5,029,453↑10% | $118,781,516↑2% | — |
| 2018 | $5,581,427↑15% | $4,574,899↑10% | $116,503,078↑7% | — |
| 2017 | $4,835,007↑6% | $4,171,344↑3% | $108,753,776↑5% | — |
| 2016 | $4,543,690↑4% | $4,050,880↑10% | $103,352,432↑6% | — |
| 2015 | $4,384,060↑3% | $3,690,425↑8% | $97,417,687↑6% | — |
| 2014 | $4,269,082↑3% | $3,429,771 | $91,794,930↑7% | — |
| 2013 | $4,136,084↓1% | $3,442,843↑8% | $85,944,034↑6% | — |
| 2012 | $4,157,425↓6% | $3,194,514↓16% | $81,446,560↑6% | — |
| 2011 | $4,426,936 | $3,811,971 | $76,744,263 | — |
Frequently Asked Questions
What does Merco Credit Union do?▼
Merco Credit Union is a unclassified nonprofit organization based in California. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is Merco Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, Merco Credit Union has a score of 72/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does Merco Credit Union generate?▼
Merco Credit Union reports $14.4M in annual revenue and holds $201.2M in total assets, based on IRS filings.
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