Z — UnclassifiedEIN: 940755684

Patelco Credit Union

Dublin, California

A-Health Score
75A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.23×
Peer Median0.87×
💰
$445.1M
Total Revenue
📊
$372.5M
Total Expenses
🏦
$829.4M
Net Assets
📋
$8.9B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+41.4%
Year-over-year change (2022 → 2023)
Net Margin
+16.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.23
Net assets divided by total expenses
Liabilities-to-Assets
91.5%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2023$445,084,380↑41%$372,513,460↑53%$9,714,731,000↑7%
2022$314,717,655↑14%$243,406,109↑11%$9,073,686,000
2021$276,202,116↓1%$220,010,224↓11%$9,047,982,000↑7%
2020$278,445,780↓7%$247,581,568↑5%$8,433,823,239↑16%
2019$299,706,510↑13%$234,831,465↑18%$7,290,342,964↑11%
2018$264,823,443↑21%$199,301,098↑19%$6,592,553,961↑9%
2017$219,637,554↑11%$167,139,572↑12%$6,055,263,986↑11%
2016$197,930,997↑14%$148,663,366↑4%$5,463,556,120↑15%
2015$173,161,261↑8%$142,974,205↑22%$4,741,673,876↑13%
2014$159,683,742↑1%$116,985,443↑10%$4,195,707,329↑5%
2013$158,175,470↓4%$106,170,645↓31%$4,011,238,511↑11%
2011$165,618,984$153,412,193$3,611,613,563

Frequently Asked Questions

What does Patelco Credit Union do?▼

Patelco Credit Union is a unclassified nonprofit organization based in California. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Patelco Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Patelco Credit Union has a score of 75/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Patelco Credit Union generate?▼

Patelco Credit Union reports $527.5M in annual revenue and holds $9.4B in total assets, based on IRS filings.

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