ZUnclassifiedEIN: 940362026· Ruling Year: 1961

Members 1 St Credit Union

Redding, California

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.36×
Peer Median5.86×
💰
$14.8M
Total Revenue
📊
$12.0M
Total Expenses
🏦
$28.3M
Net Assets
📋
$289.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+17.3%
Year-over-year change (2022 → 2023)
Net Margin
+18.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.36
Net assets divided by total expenses
Liabilities-to-Assets
91.1%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$14,755,19617%$11,999,08216%$317,741,1133%
2022$12,578,80815%$10,309,17414%$328,864,7687%
2021$10,925,2514%$9,029,0915%$307,109,04512%
2020$10,530,5492%$8,590,8634%$274,338,04719%
2019$10,283,14318%$8,281,57015%$230,584,5982%
2018$8,739,33614%$7,206,81110%$225,720,08118%
2017$7,652,47311%$6,560,2152%$191,758,23112%
2016$6,863,82125%$6,442,86926%$171,880,78642%
2015$5,495,72510%$5,121,77214%$121,026,5859%
2014$4,985,2335%$4,489,16712%$111,304,1339%
2013$5,267,2792%$5,075,7511%$102,102,0821%
2012$5,351,29213%$5,013,9469%$100,697,2775%
2011$6,117,815$4,618,065$96,176,988

Frequently Asked Questions

What does Members 1 St Credit Union do?

Members 1 St Credit Union is a unclassified nonprofit organization based in California. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Members 1 St Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Members 1 St Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Members 1 St Credit Union generate?

Members 1 St Credit Union reports $17.1M in annual revenue and holds $340.7M in total assets, based on IRS filings.

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