The Golden 1 Credit Union

Sacramento, California

A-Health Score
75A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 43 peers in Public & Societal Benefit with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.03×
Peer Median1.07×
💰
$898.1M
Total Revenue
📊
$757.8M
Total Expenses
🏦
$1.5B
Net Assets
📋
$19.6B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+42.8%
Year-over-year change (2022 → 2023)
Net Margin
+15.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.03
Net assets divided by total expenses
Liabilities-to-Assets
92.7%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$898,080,11043%$757,767,85250%$21,129,803,54814%
2022$628,951,06020%$504,386,59828%$18,481,868,0901%
2021$525,382,8971%$394,456,75314%$18,331,687,28512%
2020$529,017,0231%$461,241,2156%$16,310,412,69726%
2019$532,330,20310%$433,809,97811%$12,993,881,4986%
2018$483,456,2257%$390,041,7557%$12,255,270,0077%
2017$453,561,85414%$365,805,87718%$11,486,760,8248%
2016$399,157,20316%$309,442,51013%$10,617,388,97710%
2015$343,950,24711%$274,300,87018%$9,676,953,37010%
2014$310,866,2213%$233,001,9939%$8,800,995,8777%
2013$320,581,1755%$213,510,43315%$8,198,004,5843%
2012$336,409,2432%$250,605,26410%$7,963,005,6826%
2011$344,482,824$279,122,545$7,508,945,792

Frequently Asked Questions

What does The Golden 1 Credit Union do?

The Golden 1 Credit Union is a public & societal benefit nonprofit organization based in California. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is The Golden 1 Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, The Golden 1 Credit Union has a score of 75/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does The Golden 1 Credit Union generate?

The Golden 1 Credit Union reports $989.7M in annual revenue and holds $19.6B in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Public & Societal Benefit category, or browse all nonprofits in California.