The Golden 1 Credit Union

Sacramento, California

A-Health Score
75A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 43 peers in Public & Societal Benefit with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.03×
Peer Median1.07×
💰
$898.1M
Total Revenue
📊
$757.8M
Total Expenses
🏦
$1.5B
Net Assets
📋
$19.6B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+42.8%
Year-over-year change (2022 → 2023)
Net Margin
+15.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.03
Net assets divided by total expenses
Liabilities-to-Assets
92.7%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$898,080,110↑43%$757,767,852↑50%$21,129,803,548↑14%
2022$628,951,060↑20%$504,386,598↑28%$18,481,868,090↑1%
2021$525,382,897↓1%$394,456,753↓14%$18,331,687,285↑12%
2020$529,017,023↓1%$461,241,215↑6%$16,310,412,697↑26%
2019$532,330,203↑10%$433,809,978↑11%$12,993,881,498↑6%
2018$483,456,225↑7%$390,041,755↑7%$12,255,270,007↑7%
2017$453,561,854↑14%$365,805,877↑18%$11,486,760,824↑8%
2016$399,157,203↑16%$309,442,510↑13%$10,617,388,977↑10%
2015$343,950,247↑11%$274,300,870↑18%$9,676,953,370↑10%
2014$310,866,221↓3%$233,001,993↑9%$8,800,995,877↑7%
2013$320,581,175↓5%$213,510,433↓15%$8,198,004,584↑3%
2012$336,409,243↓2%$250,605,264↓10%$7,963,005,682↑6%
2011$344,482,824$279,122,545$7,508,945,792

Frequently Asked Questions

What does The Golden 1 Credit Union do?▼

The Golden 1 Credit Union is a public & societal benefit nonprofit organization based in California. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is The Golden 1 Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, The Golden 1 Credit Union has a score of 75/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does The Golden 1 Credit Union generate?▼

The Golden 1 Credit Union reports $989.7M in annual revenue and holds $19.6B in total assets, based on IRS filings.

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