ZUnclassifiedEIN: 940335800· Ruling Year: 1961

1 St United Credit Union

Pleasanton, California

B+Health Score
72B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.42×
Peer Median5.86×
💰
$51.2M
Total Revenue
📊
$46.4M
Total Expenses
🏦
$112.1M
Net Assets
📋
$1.1B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+14.1%
Year-over-year change (2022 → 2023)
Net Margin
+9.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.42
Net assets divided by total expenses
Liabilities-to-Assets
90.8%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$51,170,11814%$46,369,30125%$1,224,510,7594%
2022$44,843,84211%$37,181,6052%$1,277,603,4411%
2021$40,373,7287%$36,441,11614%$1,288,886,9132%
2020$43,404,23210%$42,213,7571%$1,262,958,55513%
2019$48,333,7795%$42,785,36110%$1,121,694,5175%
2018$46,043,64516%$38,831,13111%$1,067,473,3964%
2017$39,854,00013%$34,831,74115%$1,022,881,1959%
2016$35,265,02110%$30,270,06910%$936,199,1689%
2015$32,201,683$27,604,7574%$858,853,3823%
2014$32,354,4512%$26,573,0418%$834,329,1951%
2013$33,140,6595%$28,895,3292%$823,661,0932%
2012$31,678,6897%$29,447,7699%$806,397,8701%
2011$34,013,099$32,189,301$795,239,260

Frequently Asked Questions

What does 1 St United Credit Union do?

1 St United Credit Union is a unclassified nonprofit organization based in California. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is 1 St United Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, 1 St United Credit Union has a score of 72/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does 1 St United Credit Union generate?

1 St United Credit Union reports $60.5M in annual revenue and holds $1.2B in total assets, based on IRS filings.

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