ZUnclassifiedEIN: 936027729· Ruling Year: 1944

Valley Credit Union

Salem, Oregon

B+Health Score
66B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.21×
Peer Median15.40×
💰
$6.6M
Total Revenue
📊
$5.8M
Total Expenses
🏦
$12.7M
Net Assets
📋
$96.8M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+33.9%
Year-over-year change (2022 → 2023)
Net Margin
+12.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.21
Net assets divided by total expenses
Liabilities-to-Assets
88.4%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$6,561,73734%$5,754,29639%$109,481,7998%
2022$4,901,7408%$4,146,41414%$101,149,2655%
2021$4,536,0044%$3,629,6556%$95,936,55310%
2020$4,347,1073%$3,433,7016%$87,405,52314%
2019$4,220,1907%$3,238,4028%$76,588,7143%
2018$3,935,71017%$3,007,23021%$74,158,9701%
2017$3,369,7373%$2,488,78510%$75,157,6635%
2016$3,262,1601%$2,256,03024%$71,351,7035%
2015$3,296,064$2,984,3978%$67,915,4117%
2014$3,283,4703%$2,763,9592%$63,220,8504%
2013$3,391,4114%$2,808,3084%$60,856,5165%
2012$3,273,8853%$2,918,0778%$58,127,086
2011$3,168,765$3,168,765$58,224,479

Frequently Asked Questions

What does Valley Credit Union do?

Valley Credit Union is a unclassified nonprofit organization based in Oregon. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Valley Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Valley Credit Union has a score of 66/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Valley Credit Union generate?

Valley Credit Union reports $7.6M in annual revenue and holds $116.2M in total assets, based on IRS filings.

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