PHuman ServicesEIN: 912156504· Ruling Year: 2001

Debtwave Credit Counseling Inc

Escondido, California

CHealth Score
37C

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Below Average

💰
$2.9M
Total Revenue
📊
$3.5M
Total Expenses
🏦
$116K
Net Assets
📋
$409K
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
-9.7%
Year-over-year change (2022 → 2023)
Net Margin
-19.5%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.03
Net assets divided by total expenses
Liabilities-to-Assets
77.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$2,888,87110%$3,451,3974%$524,18448%
2022$3,200,18938%$3,601,75118%$1,006,58738%
2021$5,189,9742%$4,411,03920%$1,629,18715%
2020$5,070,3644%$5,536,8355%$1,416,4047%
2019$5,270,4284%$5,290,0011%$1,530,7247%
2018$5,058,07712%$5,237,36632%$1,644,82312%
2017$4,497,97919%$3,958,7024%$1,469,34445%
2016$3,795,43417%$3,813,66316%$1,013,25874%
2015$3,253,4122%$3,291,151$3,922,531580%
2014$3,307,1555%$3,289,07913%$577,03011%
2013$3,473,62628%$3,772,31920%$520,68542%
2012$4,791,8962%$4,723,7675%$892,0592%
2011$4,873,329$4,995,212$875,872

Frequently Asked Questions

What does Debtwave Credit Counseling Inc do?

Debtwave Credit Counseling Inc is a human services nonprofit organization based in California. It is classified under NTEE code P51 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Debtwave Credit Counseling Inc financially healthy?

Based on our 9-metric Financial Health Score model, Debtwave Credit Counseling Inc has a score of 37/100 (Grade: C). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Debtwave Credit Counseling Inc generate?

Debtwave Credit Counseling Inc reports $2.6M in annual revenue and holds $421K in total assets, based on IRS filings.

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