ZUnclassifiedEIN: 910587877· Ruling Year: 1954

Industrial Credit Union Of Whatcom County

Bellingham, Washington

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

💰
$23.0M
Total Revenue
📊
$21.0M
Total Expenses
🏦
$27.9M
Net Assets
📋
$372.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+23.2%
Year-over-year change (2021 → 2022)
Net Margin
+8.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.33
Net assets divided by total expenses
Liabilities-to-Assets
93.0%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2022$22,987,76923%$20,977,08837%$400,566,4136%
2021$18,659,89512%$15,266,1797%$379,220,35323%
2020$16,663,87515%$14,306,89014%$307,578,91725%
2019$14,535,56920%$12,524,85019%$247,045,8412%
2018$12,154,1653%$10,497,6153%$252,061,7387%
2017$11,749,9578%$10,183,1674%$235,867,3194%
2016$10,909,3445%$9,749,8038%$227,371,4578%
2015$10,340,8049%$9,045,389$210,648,8758%
2014$9,514,726$9,072,7262%$195,762,0354%
2013$9,476,6706%$8,889,3018%$188,890,1766%
2012$8,913,6784%$8,206,01114%$178,355,19817%
2011$8,591,013$7,211,112$152,532,453

Frequently Asked Questions

What does Industrial Credit Union Of Whatcom County do?

Industrial Credit Union Of Whatcom County is a unclassified nonprofit organization based in Washington. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Industrial Credit Union Of Whatcom County financially healthy?

Based on our 9-metric Financial Health Score model, Industrial Credit Union Of Whatcom County has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Industrial Credit Union Of Whatcom County generate?

Revenue data for Industrial Credit Union Of Whatcom County is sourced from IRS filings. Detailed financial breakdowns may be available on the organization's Form 990.

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