Cuad Health Benefits Trust

Bismarck, North Dakota

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Mutual & Membership Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.40×
Peer Median10.70×
💰
$14.8M
Total Revenue
📊
$13.6M
Total Expenses
🏦
$5.5M
Net Assets
📋
$130K
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+1.4%
Year-over-year change (2022 → 2023)
Net Margin
+8.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.40
Net assets divided by total expenses
Liabilities-to-Assets
2.3%
Total liabilities as % of total assets

Filing History

6 filings on record
YearRevenueExpensesAssets
2023$14,813,7941%$13,607,601$5,598,02027%
2022$14,609,97928%$13,671,95431%$4,405,12619%
2021$11,419,81682%$10,408,70191%$3,708,89337%
2020$6,270,4721%$5,442,5669%$2,705,795109%
2019$6,316,70115%$5,990,89615%$1,291,567117%
2018$5,499,600$5,206,238$595,103

Frequently Asked Questions

What does Cuad Health Benefits Trust do?

Cuad Health Benefits Trust is a mutual & membership benefit nonprofit organization based in North Dakota. It is classified under NTEE code Y20 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cuad Health Benefits Trust financially healthy?

Based on our 9-metric Financial Health Score model, Cuad Health Benefits Trust has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cuad Health Benefits Trust generate?

Cuad Health Benefits Trust reports $11.5M in annual revenue and holds $7.8M in total assets, based on IRS filings.

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