Frontier Credit Union

Idaho Falls, Idaho

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 9 peers in Public & Societal Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.33×
Peer Median11.38×
💰
$40.4M
Total Revenue
📊
$37.3M
Total Expenses
🏦
$49.8M
Net Assets
📋
$620.6M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+17.1%
Year-over-year change (2022 → 2023)
Net Margin
+7.5%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.33
Net assets divided by total expenses
Liabilities-to-Assets
92.6%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2023$40,379,652↑17%$37,338,126↑34%$670,374,743↑6%
2022$34,471,344↑37%$27,768,395↑41%$632,584,518↑21%
2021$25,224,569↑36%$19,734,323↑30%$523,244,319↑36%
2020$18,586,162↑1%$15,139,122$385,029,510↑24%
2019$18,410,798↑8%$15,088,746$309,621,793↑6%
2018$17,046,534↑9%$15,126,099↑9%$292,276,415↑7%
2017$15,670,345↑13%$13,906,690↑7%$273,696,375↑2%
2016$13,899,142↑5%$12,949,578↑3%$268,107,336↑2%
2015$13,194,302↑6%$12,583,037↑8%$262,657,461↑4%
2014$12,477,938↓23%$11,609,023↓15%$253,057,414↓2%
2013$16,295,548↑36%$13,609,830↑9%$259,248,058↓6%
2012$11,995,061$12,540,032$274,422,335

Frequently Asked Questions

What does Frontier Credit Union do?▼

Frontier Credit Union is a public & societal benefit nonprofit organization based in Idaho. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Frontier Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Frontier Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Frontier Credit Union generate?▼

Frontier Credit Union reports $46.6M in annual revenue and holds $687.0M in total assets, based on IRS filings.

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