Education Credit Union
Amarillo, Texas
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Good
How This Organization Compares
Compared to 111 peers in Unclassified with $10M-$100M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $37,228,551↑27% | $36,435,953↑37% | $477,792,609↑13% | |
| 2022 | $29,329,321↑18% | $26,581,499↑27% | $421,777,858↑13% | — |
| 2021 | $24,947,784↑10% | $20,987,764↑1% | $372,921,593↑13% | — |
| 2020 | $22,720,383 | $20,709,413↑4% | $330,438,723↑19% | — |
| 2019 | $22,634,978↑9% | $19,952,663↑5% | $278,059,406↑8% | — |
| 2018 | $20,795,991↑9% | $18,954,260↑8% | $258,385,037↑2% | — |
| 2017 | $19,163,938↑4% | $17,596,074↑8% | $254,338,721↑3% | — |
| 2016 | $18,446,468↑3% | $16,313,648↓2% | $247,886,897↑4% | — |
| 2015 | $17,866,755↑9% | $16,597,743↑12% | $238,472,872↑6% | — |
| 2014 | $16,415,383↑7% | $14,803,492↑20% | $225,483,132↑9% | — |
| 2013 | $15,385,278↑17% | $12,299,873↑25% | $206,784,289↑13% | — |
| 2012 | $13,141,804↑18% | $9,877,063↑8% | $182,294,326↑11% | — |
| 2011 | $11,144,739 | $9,111,108 | $163,825,964 | — |
Frequently Asked Questions
What does Education Credit Union do?▼
Education Credit Union is a unclassified nonprofit organization based in Texas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is Education Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, Education Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does Education Credit Union generate?▼
Education Credit Union reports $39.8M in annual revenue and holds $467.8M in total assets, based on IRS filings.
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