ZUnclassifiedEIN: 746056100· Ruling Year: 1976

Scott And White Employees Credit Union

Temple, Texas

AHealth Score
89A

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Excellent

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org38.28×
Peer Median15.40×
💰
$3.4M
Total Revenue
📊
$1.7M
Total Expenses
🏦
$66.8M
Net Assets
📋
$774K
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+7.4%
Year-over-year change (2022 → 2023)
Net Margin
+48.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
38.28
Net assets divided by total expenses
Liabilities-to-Assets
1.1%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$3,399,2307%$1,745,1263%$67,581,4914%
2022$3,164,80062%$1,692,02724%$70,052,9322%
2021$1,950,9677%$1,361,4514%$68,385,45611%
2020$2,094,309$1,306,4278%$61,431,78820%
2019$2,097,5985%$1,413,3066%$51,201,8707%
2018$2,000,6269%$1,334,12710%$47,826,0673%
2017$1,840,84913%$1,489,1836%$46,629,6868%
2016$1,631,7905%$1,579,9006%$43,323,3031%
2015$1,723,9385%$1,485,7045%$42,735,99711%
2014$1,640,2891%$1,414,9258%$38,432,8316%
2013$1,663,83217%$1,539,41312%$36,141,6708%
2012$1,418,52653%$1,374,7717%$33,529,1869%
2011$927,388$1,471,024$30,677,358

Frequently Asked Questions

What does Scott And White Employees Credit Union do?

Scott And White Employees Credit Union is a unclassified nonprofit organization based in Texas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Scott And White Employees Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Scott And White Employees Credit Union has a score of 89/100 (Grade: A). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Scott And White Employees Credit Union generate?

Scott And White Employees Credit Union reports $3.8M in annual revenue and holds $70.4M in total assets, based on IRS filings.

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