ZUnclassifiedEIN: 741260543

Texas Dow Employees Credit Union

Houston, Texas

B+Health Score
68B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.47×
Peer Median0.87×
💰
$348.7M
Total Revenue
📊
$315.8M
Total Expenses
🏦
$465.4M
Net Assets
📋
$4.2B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+14.1%
Year-over-year change (2022 → 2023)
Net Margin
+9.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.47
Net assets divided by total expenses
Liabilities-to-Assets
90.1%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2023$348,738,51014%$315,843,29616%$4,690,360,790
2022$305,738,9946%$271,712,82318%$4,701,048,6324%
2021$289,213,5015%$230,353,1126%$4,542,030,48511%
2020$275,897,72711%$245,395,26710%$4,100,727,24214%
2019$249,289,90614%$223,922,26822%$3,609,955,68610%
2018$218,948,21312%$183,663,2555%$3,269,360,3483%
2017$195,748,2375%$174,326,7545%$3,172,342,8117%
2016$186,160,3777%$184,084,96419%$2,968,593,4897%
2015$174,306,14514%$155,237,01225%$2,772,897,38528%
2013$152,920,8788%$124,270,9764%$2,163,885,0369%
2012$142,008,1557%$119,907,755$1,981,022,3698%
2011$132,605,553$119,716,262$1,841,396,159

Frequently Asked Questions

What does Texas Dow Employees Credit Union do?

Texas Dow Employees Credit Union is a unclassified nonprofit organization based in Texas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Texas Dow Employees Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Texas Dow Employees Credit Union has a score of 68/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Texas Dow Employees Credit Union generate?

Texas Dow Employees Credit Union reports $357.9M in annual revenue and holds $4.8B in total assets, based on IRS filings.

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