Z — UnclassifiedEIN: 741237070

Rally Credit Union

Corp Christi, Texas

B+Health Score
68B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.33×
Peer Median0.87×
💰
$295.4M
Total Revenue
📊
$241.6M
Total Expenses
🏦
$563.0M
Net Assets
📋
$3.7B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+20.1%
Year-over-year change (2022 → 2023)
Net Margin
+18.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.33
Net assets divided by total expenses
Liabilities-to-Assets
86.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$295,398,561↑20%$241,636,768↑40%$4,302,657,272↑5%
2022$245,877,072↑13%$173,019,197↑12%$4,104,675,190↑2%
2021$216,741,381↑3%$154,198,303↓12%$4,042,196,028↑10%
2020$210,861,484↑9%$174,773,021↑12%$3,664,310,843↑12%
2019$192,613,593↑17%$155,981,446↑15%$3,263,904,258↑10%
2018$164,993,255↑12%$135,394,835↑11%$2,970,687,295↑10%
2017$146,964,565↑7%$121,488,868↑11%$2,700,862,976↑8%
2016$136,976,852↑4%$109,853,563↑5%$2,498,149,588↑6%
2015$131,797,494↑3%$104,526,723↓1%$2,361,365,208↑5%
2014$127,864,714↑7%$105,898,719↑19%$2,247,270,292↑12%
2013$119,621,009↑16%$88,822,356↑27%$2,004,665,638↑20%
2012$102,913,831↑23%$70,080,972↑21%$1,675,627,885↑26%
2011$83,501,564$57,916,449$1,326,759,805

Frequently Asked Questions

What does Rally Credit Union do?▼

Rally Credit Union is a unclassified nonprofit organization based in Texas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Rally Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Rally Credit Union has a score of 68/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Rally Credit Union generate?▼

Rally Credit Union reports $332.3M in annual revenue and holds $4.5B in total assets, based on IRS filings.

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