ZUnclassifiedEIN: 741142836· Ruling Year: 1976

Members First Credit Union

Corp Christi, Texas

A-Health Score
79A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org5.82×
Peer Median15.40×
💰
$9.0M
Total Revenue
📊
$6.4M
Total Expenses
🏦
$37.2M
Net Assets
📋
$138.0M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+17.3%
Year-over-year change (2022 → 2023)
Net Margin
+29.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
5.82
Net assets divided by total expenses
Liabilities-to-Assets
78.8%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$9,038,15117%$6,387,84627%$175,245,5931%
2022$7,706,3148%$5,022,61912%$173,689,3891%
2021$7,108,7136%$4,476,1941%$171,256,14013%
2020$6,696,5147%$4,436,6745%$151,740,73516%
2019$7,192,8205%$4,693,3509%$130,672,8602%
2018$6,874,6348%$5,183,3243%$127,660,9811%
2017$6,381,283$5,047,9404%$129,231,8133%
2016$6,383,494$5,278,5729%$125,565,8066%
2015$6,361,2824%$4,835,8368%$118,030,4994%
2014$6,143,3121%$4,485,8155%$113,346,6735%
2013$6,075,3275%$4,738,5156%$107,905,5727%
2012$5,811,0161%$4,486,4175%$101,092,8664%
2011$5,770,910$4,262,874$97,403,718

Frequently Asked Questions

What does Members First Credit Union do?

Members First Credit Union is a unclassified nonprofit organization based in Texas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Members First Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Members First Credit Union has a score of 79/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Members First Credit Union generate?

Members First Credit Union reports $9.5M in annual revenue and holds $180.8M in total assets, based on IRS filings.

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Members First Credit Union — Corp Christi, TX | GiveScope