ZUnclassifiedEIN: 660224450

Cooperativa de Ahorro Y Credito San Rafael de Que

Quebradillas, Puerto Rico

A-Health Score
81A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org6.47×
Peer Median5.86×
💰
$20.0M
Total Revenue
📊
$10.2M
Total Expenses
🏦
$65.9M
Net Assets
📋
$160.8M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+68.6%
Year-over-year change (2022 → 2023)
Net Margin
+49.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
6.47
Net assets divided by total expenses
Liabilities-to-Assets
70.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$20,006,02869%$10,185,71820%$226,668,6404%
2022$11,862,6727%$8,492,0974%$218,574,5435%
2021$11,060,0771%$8,183,917$229,762,46110%
2020$10,903,7142%$8,201,43852%$208,973,46817%
2019$10,686,8755%$17,146,710100%$179,025,0693%
2018$10,150,9377%$8,592,0575%$183,766,6133%
2017$9,482,6718%$8,200,3872%$178,873,9721%
2016$10,280,1296%$8,340,8571%$177,804,5412%
2015$10,895,050$8,405,4562%$181,784,9462%
2014$10,905,6242%$8,567,218$177,594,5071%
2013$10,664,5672%$8,538,9807%$175,781,7064%
2012$10,933,7054%$9,169,395$183,175,8244%
2011$10,535,352$9,156,644$191,206,860

Frequently Asked Questions

What does Cooperativa de Ahorro Y Credito San Rafael de Que do?

Cooperativa de Ahorro Y Credito San Rafael de Que is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperativa de Ahorro Y Credito San Rafael de Que financially healthy?

Based on our 9-metric Financial Health Score model, Cooperativa de Ahorro Y Credito San Rafael de Que has a score of 81/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperativa de Ahorro Y Credito San Rafael de Que generate?

Cooperativa de Ahorro Y Credito San Rafael de Que reports $15.7M in annual revenue and holds $227.6M in total assets, based on IRS filings.

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