WPublic & Societal BenefitEIN: 640179401· Ruling Year: 1970

Navigator Credit Union

Pascagoula, Mississippi

A-Health Score
78A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

💰
$31.1M
Total Revenue
📊
$25.8M
Total Expenses
🏦
$58.4M
Net Assets
📋
$320.5M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+18.5%
Year-over-year change (2022 → 2023)
Net Margin
+17.0%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.26
Net assets divided by total expenses
Liabilities-to-Assets
84.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$31,083,42219%$25,803,32617%$378,835,0619%
2022$26,230,49720%$21,968,11613%$418,420,6554%
2021$21,926,2671%$19,434,9263%$437,761,69111%
2020$21,809,37317%$19,938,39121%$392,899,47319%
2019$26,433,9485%$25,145,0648%$328,801,1701%
2018$27,943,4773%$27,440,187$332,443,3553%
2017$27,052,0823%$27,356,06615%$344,235,0582%
2016$26,227,6028%$23,727,6386%$336,383,1779%
2015$24,288,72111%$22,401,77312%$309,470,3017%
2014$21,910,7793%$20,009,7724%$289,055,5096%
2013$21,327,5764%$19,305,4628%$272,994,3304%
2012$20,481,8687%$17,893,1954%$263,229,7907%
2011$19,089,410$17,258,196$246,556,521

Frequently Asked Questions

What does Navigator Credit Union do?

Navigator Credit Union is a public & societal benefit nonprofit organization based in Mississippi. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Navigator Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Navigator Credit Union has a score of 78/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Navigator Credit Union generate?

Navigator Credit Union reports $2.5M in annual revenue and holds $0 in total assets, based on IRS filings.

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