BEducationEIN: 621586836

Education Loan Finance INC

Knoxville, Tennessee

BHealth Score
62B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

How This Organization Compares

Compared to 492 peers in Education with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org5.46×
Peer Median1.96×
💰
$155.5M
Total Revenue
📊
$119.0M
Total Expenses
🏦
$649.6M
Net Assets
📋
$1.5B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+11.6%
Year-over-year change (2022 → 2023)
Net Margin
+23.5%
Revenue minus expenses as % of revenue
Working Capital Ratio
5.46
Net assets divided by total expenses
Liabilities-to-Assets
69.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$155,521,98212%$119,011,76016%$2,155,671,2951%
2022$139,396,97139%$102,869,64729%$2,133,641,8246%
2021$227,234,757157%$79,925,6969%$2,281,627,25630%
2020$88,334,72325%$73,118,37420%$1,761,111,6632%
2019$117,815,5634%$90,918,4391%$1,728,785,90217%
2018$113,365,0424%$91,502,2671%$2,081,006,10816%
2017$109,353,85421%$90,187,89721%$1,798,881,64915%
2016$137,871,26215%$113,561,79514%$2,105,988,18725%
2015$162,510,6679%$132,168,75718%$2,794,746,8426%
2014$149,655,84926%$111,761,62324%$2,646,259,61419%
2013$118,574,44718%$90,387,87714%$2,222,740,28125%
2012$145,460,804103%$79,267,64540%$1,779,960,82736%
2011$71,560,990$56,460,261$1,312,260,913

Frequently Asked Questions

What does Education Loan Finance INC do?

Education Loan Finance INC is a education nonprofit organization based in Tennessee. It is classified under NTEE code B82 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Education Loan Finance INC financially healthy?

Based on our 9-metric Financial Health Score model, Education Loan Finance INC has a score of 62/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Education Loan Finance INC generate?

Education Loan Finance INC reports $152.8M in annual revenue and holds $2.0B in total assets, based on IRS filings.

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