ZUnclassifiedEIN: 620731807· Ruling Year: 1952

Greater Eastern Credit Union

Johnson City, Tennessee

B+Health Score
71B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.89×
Peer Median15.40×
💰
$3.1M
Total Revenue
📊
$2.6M
Total Expenses
🏦
$7.6M
Net Assets
📋
$47.8M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+12.7%
Year-over-year change (2022 → 2023)
Net Margin
+16.0%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.89
Net assets divided by total expenses
Liabilities-to-Assets
86.3%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$3,133,25213%$2,632,57115%$55,383,5898%
2022$2,779,2437%$2,289,1131%$60,219,6761%
2021$2,606,7499%$2,310,10218%$59,766,8757%
2020$2,872,3345%$2,816,120$55,777,0449%
2019$2,738,32621%$2,809,3519%$51,004,259
2018$2,261,57110%$2,566,4101%$50,775,9207%
2017$2,518,45815%$2,591,18931%$54,463,7985%
2016$2,192,7176%$1,975,3985%$51,678,9423%
2015$2,060,1016%$1,874,2074%$50,403,879
2014$1,940,9353%$1,961,6052%$50,244,953
2013$2,002,0476%$1,927,7151%$50,468,8354%
2012$1,887,0612%$1,951,3828%$52,510,429
2011$1,843,905$1,812,534$52,652,226

Frequently Asked Questions

What does Greater Eastern Credit Union do?

Greater Eastern Credit Union is a unclassified nonprofit organization based in Tennessee. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Greater Eastern Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Greater Eastern Credit Union has a score of 71/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Greater Eastern Credit Union generate?

Greater Eastern Credit Union reports $3.4M in annual revenue and holds $55.9M in total assets, based on IRS filings.

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