ZUnclassifiedEIN: 620517615· Ruling Year: 1952

U S Community Credit Union

Nashville, Tennessee

A-Health Score
76A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.73×
Peer Median5.86×
💰
$19.5M
Total Revenue
📊
$17.3M
Total Expenses
🏦
$30.0M
Net Assets
📋
$264.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+9.0%
Year-over-year change (2022 → 2023)
Net Margin
+11.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.73
Net assets divided by total expenses
Liabilities-to-Assets
89.8%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$19,517,8669%$17,344,91223%$294,732,2813%
2022$17,909,72714%$14,072,49413%$287,343,3167%
2021$15,706,2295%$12,484,39414%$267,338,34710%
2020$15,020,7181%$14,601,2226%$242,291,08512%
2019$14,802,7724%$13,712,76511%$215,456,5156%
2018$14,219,10612%$12,335,25513%$202,547,5434%
2017$12,673,4736%$10,950,9401%$194,023,8599%
2016$11,912,45910%$11,056,0898%$177,355,3898%
2015$10,803,9248%$10,261,9847%$164,629,9476%
2014$10,020,3171%$9,563,8051%$155,250,0875%
2013$9,883,4481%$9,704,5322%$147,838,895
2012$9,759,126$9,556,7462%$147,487,6405%
2011$9,753,658$9,752,654$140,615,607

Frequently Asked Questions

What does U S Community Credit Union do?

U S Community Credit Union is a unclassified nonprofit organization based in Tennessee. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is U S Community Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, U S Community Credit Union has a score of 76/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does U S Community Credit Union generate?

U S Community Credit Union reports $21.4M in annual revenue and holds $319.0M in total assets, based on IRS filings.

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