ZUnclassifiedEIN: 616034178· Ruling Year: 1963

Service One Credit Union Inc

Bowling Green, Kentucky

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.34×
Peer Median5.86×
💰
$16.3M
Total Revenue
📊
$15.9M
Total Expenses
🏦
$21.2M
Net Assets
📋
$253.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+28.6%
Year-over-year change (2022 → 2023)
Net Margin
+2.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.34
Net assets divided by total expenses
Liabilities-to-Assets
92.3%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$16,308,39829%$15,868,29037%$274,632,5653%
2022$12,679,77525%$11,618,39725%$282,394,54431%
2021$10,108,8501%$9,278,6679%$216,310,46111%
2020$10,167,0243%$10,217,7785%$195,135,98711%
2019$10,442,06911%$9,745,69026%$175,968,5269%
2018$9,393,6776%$7,764,45913%$160,954,9472%
2017$8,826,00910%$6,888,2647%$158,001,9566%
2016$8,019,55911%$6,428,9255%$149,093,29910%
2015$7,204,4201%$6,141,5822%$135,401,5446%
2014$7,280,6945%$6,280,0111%$127,513,7415%
2013$6,925,9493%$6,197,0911%$121,179,3204%
2012$7,131,5812%$6,235,8098%$116,632,8449%
2011$7,259,238$6,746,168$107,436,494

Frequently Asked Questions

What does Service One Credit Union Inc do?

Service One Credit Union Inc is a unclassified nonprofit organization based in Kentucky. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Service One Credit Union Inc financially healthy?

Based on our 9-metric Financial Health Score model, Service One Credit Union Inc has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Service One Credit Union Inc generate?

Service One Credit Union Inc reports $17.6M in annual revenue and holds $271.5M in total assets, based on IRS filings.

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