WPublic & Societal BenefitEIN: 591283488· Ruling Year: 2022

Tru Fi Credit Union

Macclenny, Florida

A-Health Score
78A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

💰
$7.7M
Total Revenue
📊
$5.9M
Total Expenses
🏦
$10.9M
Net Assets
📋
$111.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+25.9%
Year-over-year change (2022 → 2023)
Net Margin
+23.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.84
Net assets divided by total expenses
Liabilities-to-Assets
91.1%
Total liabilities as % of total assets

Filing History

5 filings on record
YearRevenueExpensesAssets
2023$7,665,14826%$5,895,83315%$122,567,6434%
2022$6,087,6975%$5,127,0941%$127,715,7092%
2021$5,796,4813%$5,177,3353%$125,221,58814%
2020$5,987,6371%$5,318,03513%$110,035,70923%
2019$6,054,590$4,725,594$89,566,013

Frequently Asked Questions

What does Tru Fi Credit Union do?

Tru Fi Credit Union is a public & societal benefit nonprofit organization based in Florida. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Tru Fi Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Tru Fi Credit Union has a score of 78/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Tru Fi Credit Union generate?

Tru Fi Credit Union reports $8.7M in annual revenue and holds $128.5M in total assets, based on IRS filings.

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