WPublic & Societal BenefitEIN: 590808589· Ruling Year: 2021

Radiant Credit Union

Gainesville, Florida

AHealth Score
91A

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Excellent

How This Organization Compares

Compared to 9 peers in Public & Societal Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org14.02×
Peer Median11.38×
💰
$49.8M
Total Revenue
📊
$47.0M
Total Expenses
🏦
$659.6M
Net Assets
📋
$143.9M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+23.4%
Year-over-year change (2022 → 2023)
Net Margin
+5.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
14.02
Net assets divided by total expenses
Liabilities-to-Assets
17.9%
Total liabilities as % of total assets

Filing History

3 filings on record
YearRevenueExpensesAssets
2023$49,826,07423%$47,045,57934%$803,487,0537%
2022$40,380,30023%$34,980,00025%$749,270,6187%
2021$32,731,636$27,893,079$703,310,605

Frequently Asked Questions

What does Radiant Credit Union do?

Radiant Credit Union is a public & societal benefit nonprofit organization based in Florida. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Radiant Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Radiant Credit Union has a score of 91/100 (Grade: A). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Radiant Credit Union generate?

Radiant Credit Union reports $55.6M in annual revenue and holds $855.3M in total assets, based on IRS filings.

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Radiant Credit Union — Gainesville, FL | GiveScope