Addition Financial Credit Union

Lake Mary, Florida

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 43 peers in Public & Societal Benefit with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.24×
Peer Median1.07×
💰
$170.5M
Total Revenue
📊
$164.2M
Total Expenses
🏦
$204.1M
Net Assets
📋
$2.7B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+34.8%
Year-over-year change (2022 → 2023)
Net Margin
+3.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.24
Net assets divided by total expenses
Liabilities-to-Assets
93.0%
Total liabilities as % of total assets

Filing History

3 filings on record
YearRevenueExpensesAssets
2023$170,511,18535%$164,238,13659%$2,912,144,6315%
2022$126,516,80415%$103,558,60923%$2,764,171,8746%
2021$109,978,421$84,350,076$2,609,326,648

Frequently Asked Questions

What does Addition Financial Credit Union do?

Addition Financial Credit Union is a public & societal benefit nonprofit organization based in Florida. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Addition Financial Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Addition Financial Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Addition Financial Credit Union generate?

Addition Financial Credit Union reports $172.6M in annual revenue and holds $2.7B in total assets, based on IRS filings.

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