WPublic & Societal BenefitEIN: 586035220· Ruling Year: 2019

1 St Choice Credit Union

Atlanta, Georgia

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

💰
$3.4M
Total Revenue
📊
$3.3M
Total Expenses
🏦
$3.5M
Net Assets
📋
$36.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+16.0%
Year-over-year change (2022 → 2023)
Net Margin
+3.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.06
Net assets divided by total expenses
Liabilities-to-Assets
91.3%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$3,398,54016%$3,289,66445%$40,163,7244%
2022$2,929,5073%$2,273,779$38,566,8166%
2021$2,831,84350%$2,263,40615%$36,322,73715%
2020$1,887,30110%$1,965,89411%$31,721,35326%
2019$1,718,2637%$1,767,2272%$25,155,8282%
2018$1,600,1474%$1,808,5851%$24,777,8565%
2017$1,538,4031%$1,826,40724%$23,545,0044%
2016$1,529,5881%$1,472,6042%$22,736,3765%
2015$1,545,2894%$1,450,10211%$21,569,1893%
2014$1,611,083$1,627,247$20,991,554560%
2013$0100%$0$3,182,910
2012$1,001$0$3,182,910
2011$0$0$3,181,909

Frequently Asked Questions

What does 1 St Choice Credit Union do?

1 St Choice Credit Union is a public & societal benefit nonprofit organization based in Georgia. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is 1 St Choice Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, 1 St Choice Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does 1 St Choice Credit Union generate?

1 St Choice Credit Union reports $3.4M in annual revenue and holds $40.2M in total assets, based on IRS filings.

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