ZUnclassifiedEIN: 540578719

Virginia Federal Credit Union

N Chesterfld, Virginia

B-Health Score
48B-

Financial Health Score

Provisional

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Average

8-point penalty for stale filing data

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.84×
Peer Median0.87×
💰
$127.4M
Total Revenue
📊
$106.7M
Total Expenses
🏦
$196.6M
Net Assets
📋
$2.2B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+1.7%
Year-over-year change (2011 → 2012)
Net Margin
+16.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.84
Net assets divided by total expenses
Liabilities-to-Assets
91.8%
Total liabilities as % of total assets

Filing History

2 filings on record
YearRevenueExpensesAssets
2012$127,357,9312%$106,726,5572%$2,385,518,1355%
2011$125,212,672$109,181,018$2,266,779,219

Frequently Asked Questions

What does Virginia Federal Credit Union do?

Virginia Federal Credit Union is a unclassified nonprofit organization based in Virginia. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Virginia Federal Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Virginia Federal Credit Union has a score of 48/100 (Grade: B-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Virginia Federal Credit Union generate?

Virginia Federal Credit Union reports $189.5M in annual revenue and holds $5.3B in total assets, based on IRS filings.

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