ZUnclassifiedEIN: 480668113· Ruling Year: 1955

Ark Valley Credit Union

Arkansas City, Kansas

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org3.26×
Peer Median15.40×
💰
$2.7M
Total Revenue
📊
$2.1M
Total Expenses
🏦
$6.9M
Net Assets
📋
$48.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+16.6%
Year-over-year change (2022 → 2023)
Net Margin
+21.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
3.26
Net assets divided by total expenses
Liabilities-to-Assets
87.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$2,694,90917%$2,124,2882%$55,615,22412%
2022$2,311,1414%$2,082,4959%$49,527,3563%
2021$2,220,7589%$1,907,6871%$48,199,68910%
2020$2,437,0322%$1,933,5487%$43,953,03716%
2019$2,477,4399%$2,075,0447%$37,918,7452%
2018$2,282,2859%$1,934,6077%$37,175,5106%
2017$2,085,1349%$1,815,44816%$35,203,9191%
2016$1,917,4351%$1,570,17311%$34,880,1364%
2015$1,897,3031%$1,754,5252%$33,641,457
2014$1,878,5675%$1,788,6867%$33,591,4432%
2013$1,967,858$1,929,41612%$33,050,6835%
2012$1,973,8705%$1,721,482$31,341,5492%
2011$1,883,280$1,729,205$30,663,085

Frequently Asked Questions

What does Ark Valley Credit Union do?

Ark Valley Credit Union is a unclassified nonprofit organization based in Kansas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Ark Valley Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Ark Valley Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Ark Valley Credit Union generate?

Ark Valley Credit Union reports $3.3M in annual revenue and holds $55.0M in total assets, based on IRS filings.

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