YMutual & Membership BenefitEIN: 466746110· Ruling Year: 2014

Credit Union Trust

Indianapolis, Indiana

BHealth Score
56B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

How This Organization Compares

Compared to 22 peers in Mutual & Membership Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.47×
Peer Median10.70×
💰
$50.9M
Total Revenue
📊
$52.0M
Total Expenses
🏦
$24.6M
Net Assets
📋
$6.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+3.5%
Year-over-year change (2022 → 2023)
Net Margin
-2.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.47
Net assets divided by total expenses
Liabilities-to-Assets
20.8%
Total liabilities as % of total assets

Filing History

11 filings on record
YearRevenueExpensesAssets
2023$50,936,8004%$52,042,54316%$31,035,0311%
2022$49,190,9636%$44,763,7248%$30,658,69012%
2021$46,464,88213%$41,383,5398%$27,252,47918%
2020$41,227,9948%$45,223,12732%$23,026,58915%
2019$38,124,40025%$34,209,29421%$20,042,42624%
2018$30,495,8716%$28,287,49414%$16,128,57216%
2017$28,774,63914%$24,861,9702%$13,894,22538%
2016$25,139,5198%$24,411,2889%$10,070,1217%
2015$23,263,0612%$22,318,04025%$9,402,91111%
2014$22,825,701592%$17,833,282$8,494,288157%
2013$3,300,117$0$3,300,117

Frequently Asked Questions

What does Credit Union Trust do?

Credit Union Trust is a mutual & membership benefit nonprofit organization based in Indiana. It is classified under NTEE code Y43 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Credit Union Trust financially healthy?

Based on our 9-metric Financial Health Score model, Credit Union Trust has a score of 56/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Credit Union Trust generate?

Credit Union Trust reports $53.4M in annual revenue and holds $32.3M in total assets, based on IRS filings.

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