ZUnclassifiedEIN: 450226725

Dakota West Credit Union

Watford City, North Dakota

A-Health Score
76A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.62×
Peer Median5.86×
💰
$13.5M
Total Revenue
📊
$11.4M
Total Expenses
🏦
$29.9M
Net Assets
📋
$277.3M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+21.0%
Year-over-year change (2022 → 2023)
Net Margin
+15.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.62
Net assets divided by total expenses
Liabilities-to-Assets
90.3%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$13,452,50821%$11,405,31612%$307,138,7066%
2022$11,117,11110%$10,145,11317%$325,469,5169%
2021$10,075,740$8,647,1113%$299,186,4259%
2020$10,089,6389%$8,951,1517%$274,661,6624%
2019$11,126,8815%$8,393,8334%$264,129,9872%
2018$10,586,5162%$8,093,3532%$268,282,09710%
2017$10,417,4631%$8,224,9567%$244,011,0722%
2016$10,505,7652%$7,712,6924%$249,732,1841%
2015$10,734,1579%$7,407,11916%$253,497,8704%
2014$9,804,6448%$6,374,5273%$264,683,32821%
2013$9,088,5887%$6,591,29412%$218,226,71415%
2012$8,533,25222%$5,908,25425%$189,380,47919%
2011$6,994,408$4,709,985$159,302,049

Frequently Asked Questions

What does Dakota West Credit Union do?

Dakota West Credit Union is a unclassified nonprofit organization based in North Dakota. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Dakota West Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Dakota West Credit Union has a score of 76/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Dakota West Credit Union generate?

Dakota West Credit Union reports $15.7M in annual revenue and holds $326.1M in total assets, based on IRS filings.

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