YMutual & Membership BenefitEIN: 436331003· Ruling Year: 1987

Ssmhcs Liability Trust Mercantile Bank Ttee

Saint Louis, Missouri

B-Health Score
54B-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Average

How This Organization Compares

Compared to 22 peers in Mutual & Membership Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.15×
Peer Median10.70×
💰
$50.4M
Total Revenue
📊
$49.8M
Total Expenses
🏦
$57.1M
Net Assets
📋
$90.6M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+30.9%
Year-over-year change (2022 → 2023)
Net Margin
+1.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.15
Net assets divided by total expenses
Liabilities-to-Assets
61.3%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$50,425,96831%$49,825,58863%$147,643,37232%
2022$38,528,28925%$30,505,58314%$216,866,063
2021$51,161,07436%$35,585,28427%$216,786,2128%
2020$37,496,85923%$48,508,2977%$200,492,51720%
2019$30,590,52911%$52,108,980128%$167,602,2231%
2018$34,412,94911%$22,897,61035%$165,844,6058%
2017$38,679,13721%$35,210,8173%$180,134,21113%
2016$32,012,58812%$34,082,18827%$158,742,9531%
2015$28,500,50144%$46,631,70743%$160,664,4324%
2014$19,728,60864%$32,555,384276%$167,391,6906%
2013$12,037,1638%$8,667,02127%$178,066,4327%
2012$13,051,43139%$11,829,1899%$192,248,7774%
2011$21,347,658$10,891,514$185,573,218

Frequently Asked Questions

What does Ssmhcs Liability Trust Mercantile Bank Ttee do?

Ssmhcs Liability Trust Mercantile Bank Ttee is a mutual & membership benefit nonprofit organization based in Missouri. It is classified under NTEE code Y200 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Ssmhcs Liability Trust Mercantile Bank Ttee financially healthy?

Based on our 9-metric Financial Health Score model, Ssmhcs Liability Trust Mercantile Bank Ttee has a score of 54/100 (Grade: B-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Ssmhcs Liability Trust Mercantile Bank Ttee generate?

Ssmhcs Liability Trust Mercantile Bank Ttee reports $51.4M in annual revenue and holds $205.1M in total assets, based on IRS filings.

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