YMutual & Membership BenefitEIN: 411294448· Ruling Year: 1977

3 M Employees Welfare Benefits Association Trust I

St Paul, Minnesota

BHealth Score
59B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

How This Organization Compares

Compared to 22 peers in Mutual & Membership Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.25×
Peer Median10.70×
💰
$94.4M
Total Revenue
📊
$127.1M
Total Expenses
🏦
$159.3M
Net Assets
📋
$14.0M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+215.6%
Year-over-year change (2022 → 2023)
Net Margin
-34.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.25
Net assets divided by total expenses
Liabilities-to-Assets
8.1%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$94,432,621216%$127,129,03930%$173,301,28739%
2022$29,921,65871%$97,473,32920%$284,178,09138%
2021$103,855,86341%$121,975,3974%$455,636,95318%
2020$73,481,83921%$117,718,7454%$554,502,41910%
2019$92,816,37812%$122,980,79924%$615,214,4523%
2018$104,957,08317%$99,154,64113%$631,878,70117%
2017$89,440,6116%$114,180,0212%$764,877,5661%
2016$84,693,98114%$112,095,1536%$771,149,1524%
2015$98,514,9281%$106,006,68931%$806,345,89710%
2014$99,153,2215%$153,543,9076%$900,299,0351%
2013$94,346,35344%$162,630,2563%$911,134,3622%
2012$167,992,70031%$158,317,3965%$890,489,1374%
2011$128,107,719$150,458,146$852,956,195

Frequently Asked Questions

What does 3 M Employees Welfare Benefits Association Trust I do?

3 M Employees Welfare Benefits Association Trust I is a mutual & membership benefit nonprofit organization based in Minnesota. It is classified under NTEE code Y43 and is registered as a 501(c) tax-exempt organization with the IRS.

Is 3 M Employees Welfare Benefits Association Trust I financially healthy?

Based on our 9-metric Financial Health Score model, 3 M Employees Welfare Benefits Association Trust I has a score of 59/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does 3 M Employees Welfare Benefits Association Trust I generate?

3 M Employees Welfare Benefits Association Trust I reports $51.5M in annual revenue and holds $81.6M in total assets, based on IRS filings.

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3 M Employees Welfare Benefits Association Trust I — St Paul, MN | GiveScope