Z — UnclassifiedEIN: 410319960· Ruling Year: 1944

Accentra Credit Union

Austin, Minnesota

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.63×
Peer Median5.86×
💰
$9.9M
Total Revenue
📊
$9.3M
Total Expenses
🏦
$15.1M
Net Assets
📋
$185.3M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+17.9%
Year-over-year change (2022 → 2023)
Net Margin
+6.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.63
Net assets divided by total expenses
Liabilities-to-Assets
92.5%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$9,887,726↑18%$9,272,823↑25%$200,358,912↑1%
2022$8,387,451↑3%$7,430,806↑22%$198,460,275↑6%
2021$8,130,669↑14%$6,096,039↑2%$188,112,891↑12%
2020$7,162,544↓2%$5,972,419↓6%$167,522,063↑18%
2019$7,341,236↑6%$6,384,876↑9%$142,245,698↑2%
2018$6,896,213↑8%$5,856,832↑3%$139,505,104↑4%
2017$6,359,289↑5%$5,677,760↑4%$134,685,273↑5%
2016$6,030,321↑7%$5,475,591↑9%$127,729,054↑3%
2015$5,655,974↑8%$5,029,095↑3%$123,951,997↑9%
2014$5,236,084↓1%$4,885,215↓2%$114,135,911↑2%
2013$5,266,808↓2%$5,007,733↓3%$111,945,216↓2%
2012$5,362,973↓2%$5,151,596↓5%$114,173,380↑7%
2011$5,497,134$5,426,361$106,642,870

Frequently Asked Questions

What does Accentra Credit Union do?▼

Accentra Credit Union is a unclassified nonprofit organization based in Minnesota. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Accentra Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Accentra Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Accentra Credit Union generate?▼

Accentra Credit Union reports $12.6M in annual revenue and holds $209.8M in total assets, based on IRS filings.

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