ZUnclassifiedEIN: 410191495· Ruling Year: 1944

City & County Credit Union

Saint Paul, Minnesota

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.84×
Peer Median5.86×
💰
$53.3M
Total Revenue
📊
$46.4M
Total Expenses
🏦
$85.5M
Net Assets
📋
$1.1B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+34.5%
Year-over-year change (2022 → 2023)
Net Margin
+13.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.84
Net assets divided by total expenses
Liabilities-to-Assets
93.1%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$53,343,57534%$46,368,96935%$1,234,462,8322%
2022$39,672,1044%$34,314,0067%$1,208,523,5803%
2021$41,175,6969%$31,996,67813%$1,170,197,94610%
2020$45,371,3839%$36,938,6911%$1,064,843,59919%
2019$41,803,88870%$37,149,33373%$893,591,68963%
2018$24,617,90513%$21,416,6617%$548,804,4275%
2017$21,797,8116%$19,957,0669%$520,612,4356%
2016$20,522,7767%$18,388,71313%$490,890,4827%
2015$19,118,7562%$16,338,5452%$457,457,6838%
2014$19,458,7031%$16,753,7863%$424,942,7137%
2013$19,604,6963%$17,315,22119%$398,233,8775%
2012$19,125,3218%$14,508,1803%$380,510,2157%
2011$17,730,481$14,136,061$355,053,894

Frequently Asked Questions

What does City & County Credit Union do?

City & County Credit Union is a unclassified nonprofit organization based in Minnesota. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is City & County Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, City & County Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does City & County Credit Union generate?

City & County Credit Union reports $56.6M in annual revenue and holds $1.2B in total assets, based on IRS filings.

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City & County Credit Union — Saint Paul, MN | GiveScope