Z — UnclassifiedEIN: 381686050

Advia Credit Union

Kalamazoo, Michigan

B+Health Score
73B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.84×
Peer Median0.87×
💰
$183.1M
Total Revenue
📊
$148.2M
Total Expenses
🏦
$273.1M
Net Assets
📋
$2.7B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+33.5%
Year-over-year change (2022 → 2023)
Net Margin
+19.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.84
Net assets divided by total expenses
Liabilities-to-Assets
90.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$183,144,775↑33%$148,159,132↑41%$2,987,053,945↑3%
2022$137,191,450↑17%$105,425,178↑23%$2,892,338,087↑7%
2021$117,215,527↓2%$85,384,828↓16%$2,694,606,066↑11%
2020$119,439,670↑5%$101,627,456↑2%$2,425,158,521↑16%
2019$113,766,194↑10%$99,620,913↑6%$2,084,525,233↑19%
2018$103,296,533↑11%$94,062,565↑17%$1,749,022,744↑4%
2017$93,303,094↑26%$80,594,038↑29%$1,683,958,871↑25%
2016$73,790,081↑13%$62,247,562↑15%$1,347,691,760↑14%
2015$65,178,226↑15%$54,195,375↑3%$1,184,075,054↑9%
2014$56,812,837↑242%$52,779,984↑249%$1,086,987,705↑294%
2013$16,624,567↓7%$15,113,719↑22%$275,995,408↑5%
2012$17,800,141↑8%$12,366,232↓10%$264,059,441↑8%
2011$16,491,344$13,742,856$244,582,475

Frequently Asked Questions

What does Advia Credit Union do?▼

Advia Credit Union is a unclassified nonprofit organization based in Michigan. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Advia Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Advia Credit Union has a score of 73/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Advia Credit Union generate?▼

Advia Credit Union reports $216.1M in annual revenue and holds $3.4B in total assets, based on IRS filings.

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