ZUnclassifiedEIN: 381250516

Credit Unions Chartered in the State of Michigan

Brighton, Michigan

B+Health Score
71B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.96×
Peer Median0.87×
💰
$121.9M
Total Revenue
📊
$111.8M
Total Expenses
🏦
$219.6M
Net Assets
📋
$2.4B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+19.5%
Year-over-year change (2022 → 2023)
Net Margin
+8.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.96
Net assets divided by total expenses
Liabilities-to-Assets
91.5%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$121,931,52820%$111,804,93525%$2,596,794,8781%
2022$102,003,7703%$89,545,89911%$2,583,730,9093%
2021$98,643,5212%$80,818,2017%$2,506,983,66012%
2020$96,956,0611%$86,955,5941%$2,241,849,49817%
2019$95,733,1746%$86,386,3329%$1,917,932,5083%
2018$89,909,73710%$79,005,2248%$1,860,352,4312%
2017$82,079,0134%$73,381,3771%$1,817,258,7842%
2016$78,981,0484%$73,986,6854%$1,775,026,6396%
2015$76,304,0433%$71,103,2352%$1,680,739,5436%
2014$78,507,3784%$69,624,7344%$1,589,835,396
2013$81,572,0711%$72,204,2317%$1,587,017,3152%
2012$82,051,4796%$77,716,0686%$1,562,253,2863%
2011$87,248,919$82,468,710$1,516,907,106

Frequently Asked Questions

What does Credit Unions Chartered in the State of Michigan do?

Credit Unions Chartered in the State of Michigan is a unclassified nonprofit organization based in Michigan. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Credit Unions Chartered in the State of Michigan financially healthy?

Based on our 9-metric Financial Health Score model, Credit Unions Chartered in the State of Michigan has a score of 71/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Credit Unions Chartered in the State of Michigan generate?

Credit Unions Chartered in the State of Michigan reports $146.4M in annual revenue and holds $2.6B in total assets, based on IRS filings.

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