Citizens Equity First Credit Union

Peoria, Illinois

B+Health Score
71B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 43 peers in Public & Societal Benefit with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.48×
Peer Median1.07×
💰
$367.7M
Total Revenue
📊
$319.1M
Total Expenses
🏦
$790.1M
Net Assets
📋
$6.7B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+26.1%
Year-over-year change (2022 → 2023)
Net Margin
+13.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.48
Net assets divided by total expenses
Liabilities-to-Assets
89.4%
Total liabilities as % of total assets

Filing History

11 filings on record
YearRevenueExpensesAssets
2023$367,653,19426%$319,103,15130%$7,460,577,5423%
2022$291,593,8808%$244,775,58410%$7,682,726,978
2021$271,033,5141%$222,097,9634%$7,718,286,7069%
2020$274,471,8083%$232,526,6228%$7,099,882,29513%
2019$281,570,0519%$254,091,5507%$6,262,017,8665%
2018$258,607,59510%$236,530,99411%$5,956,471,3942%
2017$234,479,82017%$213,017,59515%$5,814,025,31316%
2014$200,753,2753%$185,814,61614%$5,009,434,0452%
2013$195,409,4223%$163,265,4983%$4,917,862,8503%
2012$201,316,8215%$168,266,9566%$4,795,594,4464%
2011$212,238,772$179,711,150$4,592,081,884

Frequently Asked Questions

What does Citizens Equity First Credit Union do?

Citizens Equity First Credit Union is a public & societal benefit nonprofit organization based in Illinois. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Citizens Equity First Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Citizens Equity First Credit Union has a score of 71/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Citizens Equity First Credit Union generate?

Citizens Equity First Credit Union reports $499.9M in annual revenue and holds $7.9B in total assets, based on IRS filings.

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