YMutual & Membership BenefitEIN: 371181316· Ruling Year: 2018

Western Area School Employee Benefits Trust

Macomb, Illinois

FHealth Score
20F

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Critical

How This Organization Compares

Compared to 22 peers in Mutual & Membership Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org-0.01×
Peer Median10.70×
💰
$12.4M
Total Revenue
📊
$13.0M
Total Expenses
🏦
-$175K
Net Assets
📋
$1.6M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+1.7%
Year-over-year change (2022 → 2023)
Net Margin
-5.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
-0.01
Net assets divided by total expenses
Liabilities-to-Assets
112.2%
Total liabilities as % of total assets

Filing History

9 filings on record
YearRevenueExpensesAssets
2023$12,406,2882%$13,041,0848%$1,430,66055%
2022$12,196,4043%$14,159,70210%$3,185,25518%
2021$12,593,52512%$12,849,8314%$3,863,54811%
2020$14,293,3883%$12,396,58120%$4,360,11054%
2019$14,788,5535%$15,536,4944%$2,827,2275%
2018$15,615,9328%$14,962,4472%$2,680,88438%
2017$14,476,2758%$15,335,3436%$1,947,20616%
2015$15,816,770$16,342,2896%$2,323,78217%
2014$15,880,865$15,446,458$2,783,142

Frequently Asked Questions

What does Western Area School Employee Benefits Trust do?

Western Area School Employee Benefits Trust is a mutual & membership benefit nonprofit organization based in Illinois. It is classified under NTEE code Y44 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Western Area School Employee Benefits Trust financially healthy?

Based on our 9-metric Financial Health Score model, Western Area School Employee Benefits Trust has a score of 20/100 (Grade: F). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Western Area School Employee Benefits Trust generate?

Western Area School Employee Benefits Trust reports $16.9M in annual revenue and holds $1.7M in total assets, based on IRS filings.

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