Earthmover Credit Union
Oswego, Illinois
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Good
How This Organization Compares
Compared to 111 peers in Unclassified with $10M-$100M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $21,600,522↑19% | $16,423,160↑21% | $381,228,183↑1% | |
| 2022 | $18,135,015↑6% | $13,608,595↑6% | $376,266,633↓3% | — |
| 2021 | $17,049,489↑3% | $12,794,529↑3% | $387,604,872↑14% | — |
| 2020 | $16,549,996↓3% | $12,453,650↓5% | $339,748,049↑16% | — |
| 2019 | $17,144,896↑8% | $13,100,089↑10% | $292,564,037↑7% | — |
| 2018 | $15,856,504↑8% | $11,908,896↑10% | $272,252,188↑5% | — |
| 2017 | $14,670,335↑11% | $10,798,419↑4% | $259,718,385↑5% | — |
| 2016 | $13,272,088↑5% | $10,426,768↑7% | $247,983,525↑4% | — |
| 2015 | $12,642,380↑4% | $9,745,366↑3% | $238,771,898↑6% | — |
| 2014 | $12,178,179↑2% | $9,426,130↓8% | $225,671,860↑2% | — |
| 2013 | $11,886,347↓2% | $10,194,832↓5% | $220,341,872↓1% | — |
| 2012 | $12,139,682↓6% | $10,723,200↓4% | $223,092,316↑5% | — |
| 2011 | $12,888,727 | $11,167,396 | $212,113,625 | — |
Frequently Asked Questions
What does Earthmover Credit Union do?▼
Earthmover Credit Union is a unclassified nonprofit organization based in Illinois. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is Earthmover Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, Earthmover Credit Union has a score of 68/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does Earthmover Credit Union generate?▼
Earthmover Credit Union reports $28.0M in annual revenue and holds $424.2M in total assets, based on IRS filings.
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