SCommunity Improvement & Capacity BuildingEIN: 363762123· Ruling Year: 1991

Chicago Community Loan Fund

Chicago, Illinois

B+Health Score
67B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 8 peers in Community Improvement & Capacity Building with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org5.14×
Peer Median2.76×
💰
$15.7M
Total Revenue
📊
$10.2M
Total Expenses
🏦
$52.6M
Net Assets
📋
$127.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+7.6%
Year-over-year change (2022 → 2023)
Net Margin
+34.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
5.14
Net assets divided by total expenses
Liabilities-to-Assets
70.8%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$15,665,4098%$10,227,52721%$179,995,74813%
2022$14,555,76314%$8,452,16414%$158,934,38916%
2021$16,943,17851%$7,392,96520%$136,728,55813%
2020$11,250,77027%$9,240,74726%$121,298,85516%
2019$8,854,88312%$7,353,60721%$104,766,37615%
2018$7,898,86020%$6,095,63331%$91,142,72314%
2017$9,924,84941%$4,660,5287%$79,990,55911%
2016$7,040,96818%$5,035,17519%$71,778,41711%
2015$5,966,65926%$4,235,2791%$64,700,8208%
2014$8,013,494129%$4,259,81252%$60,145,35135%
2013$3,491,97627%$2,804,7616%$44,538,51227%
2012$4,791,25123%$2,633,76610%$35,059,44910%
2011$6,191,655$2,942,030$31,767,637

Frequently Asked Questions

What does Chicago Community Loan Fund do?

Chicago Community Loan Fund is a community improvement & capacity building nonprofit organization based in Illinois. It is classified under NTEE code S20Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Chicago Community Loan Fund financially healthy?

Based on our 9-metric Financial Health Score model, Chicago Community Loan Fund has a score of 67/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Chicago Community Loan Fund generate?

Chicago Community Loan Fund reports $18.8M in annual revenue and holds $206.0M in total assets, based on IRS filings.

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